Emerging Markets Fund (EMF)

The Fund’s advisors pursue equity securities of issuers that are primarily listed on the trading market of an emerging market country; are headquartered in an emerging market country; or derive at least half of their revenues from operations in an emerging market country(Argentina, Brazil, Mexico, Egypt, South Africa, Brazil, Hungary, Latvia, Poland, China, India, Malaysia, South Korea, Vietnam). The Fund’s investments may include common stocks, preferred stocks, securities convertible into common stocks, and depositary receipts. The company provides each sub-advisor with a limit of the maximum investment allowed in each emerging market country. Within those guidelines, each advisor makes stock selection decisions based on their economic, market and company analyses

Will You Take Advantage of Change?

Where there is life, there is change. Just look at how much you've changed over the years. Do you wear the same type of clothes as you did when you are 16? How about your hairstyle - has it change? Are you still living with your parents? Do you listen to the same music? ... drive the same car? .... hang out with the same friends? .... attend the same high school?